商業銀行個人理財翻譯

① 700分懸賞商業銀行個人理財業務摘要的翻譯（中譯英）！

Taking the banking for personal finances in the commercial bank as its main thread, this paper follows the concept on the banking for personal finances in a commercial bank and the correlative general remark on the banking for personal finances in a commercial bank at home and abroad, then specifies the status quo about the banking for personal finances in the Xuzhou Branch of the China People's Livelihood Bank, and thereby discover the open questions in the course of the development of banking, such as the open questions of market orientation, the severe homogenized phenomenon of the financial procts, the open questions in marketing strategy, the lack of financing persons with special skills and so on.

After an analysis of SWOT, the author advances to the Xuzhou Branch of the China People's Livelihood Bank some countermeasures about the marketing strategy, the narrower and more scientific strategy of segmentation of the market, the strategy in proct differentiation, the strategy of personnel training and otherwise, by means of the professional competence and internship experience about the theories on life cycle and segmentation of the market and others.

With all these countermeasures, the Xuzhou Branch of the China People's Livelihood Bank is able to transfer the information of the financing brand to the public and target market as soon as possible, so as to set up and keep an upstanding brand image; to make pointed referencesand provide different financing procts for different types of client servers, thereby to attract more target clients; to advance the overall ecational level of the financing practitioners.

This paper is expected to have a certain help to the Xuzhou Branch of the China People's Livelihood Bank.

詳情見郵件

② 高分懸賞，尋求英文翻譯高手

Overseas and Hong Kong area of commercial Banks' personal financial management business development In the global economy integration, financial liberalization and modern science and technology development tide in western developed countries have adjustment of commercial bank management strategy, leave no stone unturned to development of the personal financial management business. The personal financial management business scale of bank of the portfolio average 50-70%, business scope covers personal savings, consumer credit, securities and investment funds, foreign exchange and insurance, leasing and financing, personal finance, agent, asset management and financial consulting and so on themultitudinous domain of business [5]. More than 200 varieties of service and profit margins of the total profit of Banks generally 40% ~ 70%. Some foreign Banks in the mixed operation environment, in indivial financial field accumulated a self-sustaining investment experience. As citibank provides a variety of personal financial management services, clients at citigroup, establish a account package available, these financial services include not only credit card service deposit and loan and cars and houses, and also includes conction insurance, stock, bond fund and financial procts. For some good financial customers, bank can offer special indivial investment banking services. Client will own age, asset scale, income, quality of life, the target and risk to bear ability as the personal finance expert told Banks, they can help tailor-made financial plans, but also is constantly adjust deposit, stock, fund, bond portfolios, etc, in order to obtain the best return on investment. If customers don't satisfied anytime draw money. This is a form of bank of pressure, for the customer requirements must bring higher yields. For those who want to have a client, investment of citigroup have set up several special investment account, such as automatic investment account deposit and investment accounts, etc. In Hong Kong, commercial bank of the personal financial management business also widely involved fund of insurance fund investment, savings, financial services, trust, etc. Relative to the long-term, bank deposit returns than inflation, bonds, and surely stock returns, people graally changed to bank deposits for original ways of saving habit, through the commercial Banks provide funds of savings plan and fund investment services, capital effectively into a bond fund, stock fund, guarantee funds and hedge funds and scattered in different areas and instries. In insurance service, commercial bank's financial advisers also according to the customer's needs, in the life, accidents, tourism, property, and other types of insurance services for its selection of appropriate insurance procts and their combination. Meanwhile, Hong Kong also some of the commercial Banks, such as for the next generation custody wealth, avoiding tax, tax arrangements for such trust business services.
Overseas and Hong Kong area of commercial Banks' personal financial management business development In the global economy integration, financial liberalization and modern science and technology development tide in western developed countries have adjustment of commercial bank management strategy, leave no stone unturned to development of the personal financial management business. The personal financial management business scale of bank of the portfolio average 50-70%, business scope covers personal savings, consumer credit, securities and investment funds, foreign exchange and insurance, leasing and financing, personal finance, agent, asset management and financial consulting and so on themultitudinous domain of business [5]. More than 200 varieties of service and profit margins of the total profit of Banks generally 40% ~ 70%. Some foreign Banks in the mixed operation environment, in indivial financial field accumulated a self-sustaining investment experience. As citibank provides a variety of personal financial management services, clients at citigroup, establish a account package available, these financial services include not only credit card service deposit and loan and cars and houses, and also includes conction insurance, stock, bond fund and financial procts. For some good financial customers, bank can offer special indivial investment banking services. Client will own age, asset scale, income, quality of life, the target and risk to bear ability as the personal finance expert told Banks, they can help tailor-made financial plans, but also is constantly adjust deposit, stock, fund, bond portfolios, etc, in order to obtain the best return on investment. If customers don't satisfied anytime draw money. This is a form of bank of pressure, for the customer requirements must bring higher yields. For those who want to have a client, investment of citigroup have set up several special investment account, such as automatic investment account deposit and investment accounts, etc.

③ 理財是什麼 英文怎麼講

理財（Financing）指的是對財務（財產和債務）進行管理，以實現財務的保值、增值為目的。理財分為公司理財、機構理財、個人理財和家庭理財等。理財和學校財務管理專業相似；理財英文:Financial management或Financing；「海外貿易」:OVERSEAS TRADE;

理財的范圍很廣，理財是理一生的財，也就是個人一生的現金流量與風險管理。包含以下涵義：

1. 理財是理一生的財，不僅僅是解決燃眉之急的金錢問題而已。

2. 理財是現金流量管理，每一個人一出生就需要用錢（現金流出），也需要賺錢來產生現金流入。因此不管是否有錢，每一個人都需要理財。

3. 理財也涵蓋了風險管理。因為未來的更多流量具有不確定性，包括人身風險、財產風險與市場風險，都會影響到現金流入（收入中斷風險）或現金流出（費用遞增風險）。

(3)商業銀行個人理財翻譯擴展閱讀:

理財方法

1. 到銀行、證券公司理財需開立相應理財賬戶。一般而言，通過銀行開通的理財賬戶可以辦理儲蓄類產品和銀行理財產品以及基金類產品，大型銀行還可通過銀行系統購買。由於銀行網點分布較廣，通過銀行渠道開立的投資理財賬戶可到銀行櫃台辦理。

2. 證券公司開立的理財賬戶可用於股票（包括A股、B股、H股等）、債券（包括國債、企業債、公司債等）、期貨（包括金融期貨如股指期貨、外匯期貨等，商品期貨如黃金期貨、農產品期貨等）等一系列的投資理財工具的投資。證券賬戶的開立可到各證券公司營業部辦理，需要在交易日內辦理。

3. 投資公司的手續比較方便，一般只需要提供自己的身份證和銀行卡復印件。投資公司也會為客戶定製專屬理財計劃。