㈠ "融資"用英語怎麼表達
樓上是對的，但你的例句中並沒有financing呀！
financing 是個多義詞，包括「融資，籌措資金，理財，財回務，資金等」
所以答，可以用financing,但它是名詞，使用時前面要加上一個動詞，make financing, develop financing program.等！
㈡ 金融方面的英文翻譯
1. 基礎的債券數學分析被用略微不同的術語表示。
2. 它也被叫做借據或回購協議。
3. 對方渴望這種經濟披露，但是總收益互換使它能夠獲得這種經濟披露在不承擔有關的金融成本的情況下。
4. 它已經有助於增加競爭行為，減少盈餘和買賣價的差額。
㈢ 急求一篇關於中小企業融資的英文文獻，要有中文翻譯
Automatically translated text:
The definition of lease financing
Finance leases (Financial Leasing) also known as the Equipment Leasing (Equipment Leasing), or modern leasing (Modern Leasing), and is essentially transfer ownership of the assets of all or most of the risks and rewards of the lease. The ultimate ownership of assets to be transferred, or may not transfer.
It refers to the specific content of the lessee to the lessor under the lease object and the specific requirements of the supplier selection, vendor financing to purchase rental property, and the use of leased to a lessee, the lessee to the lessor to pay instalments rent, the lease term lease ownership of objects belonging to the lessor of all, the tenant has the right to use the leased items. Term expired, and finished the lessee to pay rent under the lease contract financing to fulfil obligations in full, leasing objects that vesting ownership of all the lessee. Despite the finance lease transactions, the lessors have the identity of the purchase of equipment, but the substantive content of the purchase of equipment suppliers such as the choice of the specific requirements of the equipment, the conditions of the purchase contract negotiations by the lessee enjoy and exercise, lessee leasing object is essentially the purchaser. , Is a finance lease extension of loans and trade and technology updates in the new integrated financial instry. Because of its extension of loans and combination of features, there is a problem in leasing companies can recycling, treatment of leasing, and so the financing for the enterprise credit and secured the main requirement, it is very suitable for SME financing. In addition, the leasing of sheet financing, not reflected in the financial statements of the enterprise liability, does not affect the credit status of enterprises. This multi-channel financing needs of SMEs in terms of it is very beneficial.
Leasing and financing lease of a traditional nature of the difference is: traditional lease to the tenant leasing the use of objects of the time rent, and finance lease financing costs to the tenant occupying the time of rental. The market economy develops to a certain stage and the adaptation of a strong financing, in the 1950s in the United States have a new type of trading, as it adapted to the requirements of modern economic development, in the 60 to 70 the rapid development in the world, and today has become a business update equipment one of the main means of financing, known as the "sunrise instry." China in the early 1980s after the introction of this operational modalities for over 10 years has been the rapid development, compared with developed countries, the advantages of leasing is far from being played out, the market potential is huge.
[Edit] the main characteristics of the leasing
The main characteristics of the leasing is: the ownership of objects as leasing is the lessor in order to control the risk of the tenant rent reimbursement taken a form of ownership, at the end of the contract could eventually be transferred to the lessee, the lease purchase items from lease people choose, maintenance from the tenant responsible for the lessor to provide financial services only. Rent calculation principles are: to lease the lessor objects based on the purchase price, occupied by the lessee to the lessor of funds based on time, according to a mutually agreed rental rates. It is essentially dependent on the traditional leasing financial transactions, is a special kind of financial instruments.
[Edit] the type of lease financing
1. Simple financing lease
Financing lease is a simple, by the lessee choose to purchase the rental property, the lessor on the lease project through risk assessment after the rental lease to the lessee the use of objects. Throughout the lease period the lessee does not enjoy the right to use the title, and is responsible for repair and maintenance of leasing objects. The lessor's lease is good or bad thing without any liability, equipment depreciation in the tenant side.
2. Leveraged lease financing
Leveraged leasing practices similar to syndicated loans, is a specialized leasing to large-scale projects with the tax benefits of lease financing, mainly led by a leasing company as a trunk, and for the lease of a very large project financing. First set up a leasing company from the operation of the main institutions - a project-based fund management company set up projects to provide more than 20% of the total amount of funds, and the remaining part was the main source of funds banks and social absorb idle idle funds, the use of 100 percent enjoy low tax benefits "in the eight Bo" leverage for the leasing project large amount of funds. The remaining financing and leasing practices are basically the same, but because of the complexity of the contract covers a wide range and even greater. As can enjoy tax benefits, operating norms, comprehensive benefits, and recovery of rent safe, low-cost, and are generally used for aircraft, ships, communications equipment and large complete sets of equipment lease financing.
3. Commissioned by the Financial Leasing
Is a way to have the funds or equipment entrusted to non-bank financial institutions in the financing lease, the lessor is also the first client, the second is the trustee of the lessor at the same time. The lessor to accept the client's money or lease of the subject matter, according to the client's written by the client designated for the lessee of the leasing business. In the subject of the lease term lease of the property of the client, the lessor only charges, not to take risks. Such leasing commissioned a major characteristic is not to lease the right to operate the enterprise, "by the right" business. E-commerce is on the lease by lease rental as a business platform.
The second is the lessor or lessee commissioned by the lease purchase of a third person, the lessor under the contract to pay the purchase price, also known as commissioned by the lease purchase financing.
4. Project finance leasing
Lessee to project their own property and to ensure efficiency, and the lessor signed a finance lease contract, the lessor to the lessee of the property and other projects without recourse to the proceeds, we can only rent charged to the project's cash flow and profitability to determine. The seller (that is leasing goods manufacturers) through their holding leasing companies to promote their procts in this way, and expand market share. Communications equipment, medical equipment, transportation equipment, or even the right to operate highway can be used this way. Others, including the return of leasing, also known as sale and leaseback financing leasing; financing to leasing, also known as the financing to leasing.
[Edit] the risk of lease financing
Finance leases from the risk of many uncertain factors, is multifaceted and interrelated, in the full understanding of the operational activities of the characteristics of various risks can be comprehensive, scientific analysis of risks to formulate corresponding measures. The risk of financing leasing main categories as follows:
(1) proct market risks. In the market environment, regardless of the financing lease, loan or investment, as long as the funds used to purchase equipment or to carry out technological transformation, first of all, should consider leasing equipment procts market risks, which need to know to sell the procts, market share rate and occupancy, proct trends in the development of the market, the consumption structure and the mentality of the consumers and consumption capacity. If these factors are not fully understand, the survey are not careful, and may increase the market risk.
(2) financial risks. For the leasing of a financial nature, financial risks throughout the entire business activities. The lessor, the biggest risk is that the lessee is also rent capacity, it has a direct impact on the operation of leasing companies and survival, therefore, the risk of also rent from the project began, it should be cause for concern.
Currency also have risks, especially international payments, methods of payment, payment date, time, the remittance channels and means of payment options improperly, will increase the risk.
(3) Trade risk. For the leasing of a trade properties, the risks of trade negotiations to orders from the acceptance testing there is a risk. The merchandise trade in the modern development of a relatively complete, the community is also supporting the establishment of corresponding institutions and preventive measures, such as a letter of credit, transport insurance, commodity inspection, commercial arbitration and the risk of credit counseling have taken precautions and remedial measures, but because people's awareness and understanding of the risks of different degrees, and some means of a commercial nature, coupled with the inexperience of the management of enterprises and other factors, all of these instruments have not been used, making trade risk still exists.
(4) technical risks. One of the benefits of lease financing before other enterprises is the introction of advanced technology and equipment. In the actual course of the operation, or advanced technology, advanced technology is mature, mature technology for the legal rights and interests of others, is an important risk a technical reasons. Serious, e to technical problems so that equipment in a state of paralysis. Other risks include the economic environment, force majeure, and so on.
[Edit] the accounting treatment of lease financing
[Edit], the tenant on the accounting treatment of lease financing
1, the start of the lease accounting treatment
At the start of the lease, the tenant will usually be the start of the lease rental assets in the original book value of the minimum lease payments and the present value of the lower of the two leased assets as recorded value of the minimum lease payments as a long-term payables recorded value, and the difference between the two records is not recognised financing costs. However, if the assets of the leasing assets of the enterprise small proportion of the total, the tenant may be the start of the lease in the minimum lease payment records of assets and long-term rent payments. This time, the "proportional" not usually refers to fixed assets financed by leasing the lessee total assets total less than 30% (including 30%). Under such circumstances, rent for the financing of long-term assets and the determination of the amount e, the tenant may, at its option, which can be used minimum lease payments, and can also be used leasing assets in the original book value of the minimum lease payments and the present value of the two in the lower. Then what "leasing the original book value of assets" refers to the start of the lease rental, as reflected in the accounts, the book value of the leased asset.
Lessee in the calculation of the minimum lease payments at the current value, if the lessor that the interest rate implicit in the lease, the lessor should be used as the interest rate implicit in the discount rate, otherwise, shall be stipulated in the lease contract interest rate as the discount rate . If the lessor's interest rate implicit in the lease and rental rates stipulated in the contract are not available, it should be used over the same period interest rates on bank loans as the discount rate. Which is implicit in the lease rates, in the inception of the lease, the minimum lease payments and the present value of the unsecured portion of the resial value of the current value of assets and equivalent to the original book value of the discount rate.
2, the initial direct costs of the accounting treatment
Initial direct costs refer to the lease negotiations and the signing of the lease agreement occurred in the course of the lease can be directly attributable to the cost of the project. Lessee in the initial direct costs usually have stamp ty, commission, attorney fees, travel expenses, such as the costs of negotiations. Lessee in the initial direct costs should be recognised as an expense in the current period. Accounts for its handling: debit "management fees" and other subjects, credited to "bank" and other subjects.
3, no finance charge assessed
In the finance lease, the lessee to the lessor to pay the rent, include the repayment of principal and interest in two parts. Lessee to pay rent, on the one hand to rece long-term payables, on the other hand, while not confirmed by the leasing costs for a certain method to confirm the current financing costs, the first rent (that is, initially matching each rental payment) Under the circumstances, the lease term is the first phase of rent paid no interest, should only rece the long-term payments, not to confirm the current financing costs.
Not sharing in the finance costs, the lessee should be used to calculate certain way. According to the guidelines, the lessee can be used in real interest rates, the straight-line method can also be used and the number of years of combined law. In using the effective interest method, in accordance with the inception of the lease is a lease assets and liabilities are recorded based on the value of different financing costs assessment rate options are also different. No finance charge assessed specific divided into the following types:
(1), leasing assets and liabilities to a minimum lease payments accounted for the present value of value to the investor and the interest rate implicit in the lease for the discount rate. Under such circumstances, investors should be the interest rate implicit in the lease for the assessment rate.
(2), leasing assets and liabilities to a minimum lease payments for the present value of recorded value, and to lease contract provides for the interest rate as the discount rate. In such circumstances, should be stipulated in the lease contract as the rate of assessment rates.
(3), leasing assets and liabilities to the original book value of the leased asset accounted for the value of the lessee does not exist resial value guarantees and preferential purchase right to choose. In such circumstances, should be re-calculation of the cost-sharing rate financing. Financing cost-sharing rate refers to the inception of the lease, the minimum lease payments equal to the present value of lease assets in the original book value of the discount rate. In the lessee or related to the leased asset resial value of the third-party security situation, and the similar, the end of the lease, not recognised all the financing costs should be shared End, and lease liabilities should also be reced to zero.
(4), leasing assets and liabilities to the original book value of the leased asset accounted for the value of the lessee does not exist guaranteed resial value, but there is preferential option to purchase. In such circumstances, should be re-calculation of the cost-sharing rate financing. At the end of the lease, not recognised all the financing costs should be shared End, and lease liabilities should also be reced to zero.
(5), leasing assets and liabilities to the original book value of the leased asset value accounted for, and the existence of the lessee guaranteed resial value.
Under such circumstances, the cost-sharing should be re-financing rate. Related to the lessee or third parties on the resial value of leased assets as security has been provided or not at the end of the lease renewal and to pay a penalty of circumstances, the end of the lease, not recognised all the financing costs should be shared End, and lease liabilities should also be reced to the guaranteed resial value, or to be paid by the breach.
Lessee shall pay each of the rent shall be the amount of rent paid, debit "long-term payables - to finance leases," subjects, credited to "bank" subjects, if payment of rent, which includes compliance costs, At the same time debit should be "manufacturing costs", "management fees" and other subjects. At the same time should be recognized in accordance with the current amount of the finance charge, debit "financial costs" subjects, credited the "no finance charge" subjects.
4, the leased asset depreciation Provision
Tenants should finance the lessee Provision for depreciation of fixed assets, should address two main issues:
(1), depreciation policy
Provision for asset depreciation, lease, the tenant should be its own assets Provision line depreciation method. If the lessee or third parties relating to the leased asset security has been provided, should be credited for the amount of depreciation on fixed assets, and the inception of the lease accounting resial value after decting the value of the balance. If the lessee or third parties relating to the leased asset resial value of the security has been provided, the total amount of depreciation should be credited for the start of the lease value of fixed assets recorded.
(2), the depreciation period
Identify the leased asset depreciation period, should be in accordance with the lease contract. If reasonable certainty that the lessee at the end of the lessee will obtain ownership of the leased asset, the lessee can be identified with all of the assets of the remaining useful life, and should therefore be the start of the lease to lease the remaining useful life of assets as depreciation period; If you can not reasonably determine whether the lease to the lessee at the end of the lease ownership of the assets to be made to the lease period and the remaining useful life of the leased asset in the shorter of the two as the depreciation period.
5, the accounting treatment of compliance costs
Many types of compliance costs, rent for the financing of fixed assets improved expenditure, technical advice and service charges, fees should be increased staff training credited to the extension of sharing costs, debit "long-term prepaid expenses," and "accrued expenses" , "manufacturing costs", "management fees" and other subjects, the fixed assets regular maintenance, insurance, etc. can be directly charged to expense in the current period, debit "manufacturing costs," and "operating expenses" and other subjects, credited to "bank deposits, "wait until the subjects.
6, or the accounting treatment of rent
Since the rent or the amount of uncertainty, unable to adopt a rational approach to its system for sharing, in the actual event, debit "manufacturing costs," and "operating expenses" and other subjects, credited to "bank" and other subjects.
7, at the end of the lease accounting treatment
At the end of lease, the tenant on the lease is usually the disposition of the assets of three circumstances:
(1), the return of the leased asset. Debit "long-term payables - to finance leases," and "accumulated depreciation" subjects, credited "fixed assets - fixed assets financed by leasing all" subjects.
(2), renewable lease concession assets. If the lessee to exercise the right to choose renewable concession, the lease shall be deemed to have been made the presence of the corresponding accounting treatment. If no expiry of renewal, to the lessor under the lease contract to pay a penalty, debit "operating expenses" subjects, credited to "bank" and other subjects.
(3), stay purchase the leased asset. In the lessee enjoy preferential purchase right to choose, purchase price paid, debit "long-term payables - to finance lease," credited "bank" and other subjects at the same time, will be fixed assets from "all fixed assets financed by leasing" Details Details of the other subjects into subjects.
字數太多，翻譯另答~~~~~~
㈣ 財務與投融資部英文是什麼呢
大型企業人事復雜，部門林立，恰當翻譯部門名稱對企業自身的對外推介非常重要。財務與投融資部可翻譯為Department of Finance, Investment andRe-Financing。
企業中的其他部門的英文翻譯：
人力資源部HumanResourcesDepartment
人事部 PersonnelDepartment
廣告部 AdvertisingDepartment
公共關系 PublicRelationsDepartment
出口部 ExportDepartment
企劃部 PlanningDepartment
產品開發部 ProctDevelopmentDepartment
進口部 ImportDepartment
財務部 GeneralAccountingDepartment
國際部 InternationalDepartment
研發部 (R&D)
促銷部 SalesPromotionDepartment
總務部 GeneralAffairsDepartment
營業部 BusinessOffice
銷售部 SalesDepartment
㈤ 投資英語
貨幣銀行學 Money and Banking
管理信息系統 System of Management Information
宏觀經濟學 Macroeconomics
運籌學 Operational Research
策略管理 Strategic Management
保險學 Insurance
銀行會計 Bank Accounting
管理會計 Managerial Accounting
運籌學 Operational Research
國際貿易 International Trade
財務管理 Financial Management
國際金融 International Finance
租賃與信託 Hiring and Affiancing
證券投資學 Security Analysis and Investment
商業銀行實務 Practice of Business Bank
國際結算 International Balance
項目評估 Projects Appraisal
金融市場學 Financial Marketing
人力資源管理 Human Resource Management
財務報告分析 Analysis of Financial Statement
財務案例分析 Case Analysis of FinancialManagement
acquiring company 收購公司
bad loan 呆帳
chart of cash flow 現金流量表
clearly-established ownership 產權清晰
debt to equity 債轉股
diversity of equities 股權多元化
economy of scale 規模經濟
emerging economies 新興經濟
exchange-rate regime 匯率機制
fund and financing 籌資融資
global financial architecture 全球金融體系
global integration, globality 全球一體化，全球化
go public 上市
growth spurt （經濟的）急劇增長
have one's "two commas" 百萬富翁
hedge against 套期保值
housing mortgage 住房按揭
holdings 控股，所持股份
holding company 控股公司
initial offerings 原始股
initial public offerings 首次公募
innovative business 創新企業
intellectual capital 智力資本
inter-bank lending 拆借
internet customer 網上客戶
investment payoff period 投資回收期
joint-stock 參股
mall rat 愛逛商店的年輕人
means of proction 生產要素
(the)medical cost social pool for major diseases
大病醫療費用社會統籌
mergers and acquisitions 並購
mobile-phone banking 行動電話銀行業
moods 人氣
net potato 網蟲
non-store seling 直銷
offering 新股
online-banking 網上銀行業
online-finance 在線金融
online client （銀行的）網上客戶
paper profit 帳面收益
physical assets 有形資產
project fund system 項目資本金制度
pyramid sale 傳銷
recapitalize 資產重組
regional corrency blocks 地區貨幣集團
regulate 調控
sell off 變現
share(stock) option 期權，股票認購權
smart card 智能卡
slash prices 殺價
spare capacity 閑置的生產能力
strong growth 強勁的增長勢頭
switch trade 轉手貿易
take…public 上市
tap the idle assets 盤活存量資產
transaction （銀行的） 交易
transfer payment from the exchequer
財政轉移支付
venture-capital 風險資本
virtual bank 虛擬銀行
wire transfer 電子轉帳
㈥ 「信託融資」和「投融資」的英文名稱翻譯是什麼謝謝
Trust financing Investment and Financing
㈦ 請幫助翻譯這段關於私募融資的英文，謝謝
Statistics according to the international history, private collected an ownership of a share investment to provide an investment outlet of high income for the idle funds, and would carry on analysis and sieve,ed investigate valuation and applied various financial creative tools and designed complicated margin contractual item since low risk but was advantageous to lowering market risk to the item invest.From mature the United States be private to collect ownership of a share fund's performance of the history and can see, private collect an ownership of a share fund at pass by 1, 3, 5 and the year in 10 years the average rate of return be all high to reach to a gram of index number and standard Pu Er 500 index numbers at the Na Si, also the rate of return higher than bond tool, and with these invest tool related coefficient low, then is influence by it opposite and lower.Private collect an ownership of a share investment to make investor can undertake limited risk at the time of enjoying a revenue from tax special discount, and under the convenient and different judiciary of the investor consociation carry on an investment and withdraw.
㈧ 求金融英語翻譯
如果某公司以前曾經發行證券並且該等證券仍在市場上出售，那麼，為公開發售的證券定價並非太難的事情。那叫做季節性新發行。
Seasoned issues: 季節性新發行（英語也叫seasoned new issues），是指已有股權上市的公司發行的證券。
㈨ 請教幾個有關金融的專業術語英語怎麼說
利息歸本：把你的利息變成本金，你的錢在證券公司的資金帳戶上，每年要給你活期利息，利息歸本就是把利息給你成為你的本金，好像是三個月一次。
證券買入：就是買入股票、基金、期貨等。股票、基金、期貨等統稱證券。
證券賣出：把手中的股票、基金、期貨等在交易所出手。
證券轉銀行：就是把證券帳戶的錢轉到銀行卡上，現在好像都通著用。
銀行轉證券：從銀行帳戶里轉錢證券帳戶里，方便購買證券
㈩ xx創投 英文寫法
should be: xx venture capital
風險投資（Venture Capital，簡稱VC），是一種風靡全球的投資方式。筆者在接受英國廣播公 司BBC采 訪時也談到，目前全球性的「高科技泡沫」已得到抑制，作為一支獨秀的中國經濟，其 風險投資事業必將在今後 10到20年內 得到長足的發展。中國政府於1984年引進風險投資概念，並在政策支持 下於1998年和1999年被作為新興投融資制度被系統提出 和廣泛推動，其間引起了中國政府部門、實務界、企業界、研究界登的關注。但是，可 以說風險投資在中國現在才剛剛開始，是個蹣跚學步的孩童，大家都在探索中成長。筆 者認為，將Venture Capital 翻譯成「風險投資」比翻譯成「創業投資」來描述 Venture Capital更准確，更能反應這一類投資的實質。