商业银行个人理财翻译

① 700分悬赏商业银行个人理财业务摘要的翻译（中译英）！

Taking the banking for personal finances in the commercial bank as its main thread, this paper follows the concept on the banking for personal finances in a commercial bank and the correlative general remark on the banking for personal finances in a commercial bank at home and abroad, then specifies the status quo about the banking for personal finances in the Xuzhou Branch of the China People's Livelihood Bank, and thereby discover the open questions in the course of the development of banking, such as the open questions of market orientation, the severe homogenized phenomenon of the financial procts, the open questions in marketing strategy, the lack of financing persons with special skills and so on.

After an analysis of SWOT, the author advances to the Xuzhou Branch of the China People's Livelihood Bank some countermeasures about the marketing strategy, the narrower and more scientific strategy of segmentation of the market, the strategy in proct differentiation, the strategy of personnel training and otherwise, by means of the professional competence and internship experience about the theories on life cycle and segmentation of the market and others.

With all these countermeasures, the Xuzhou Branch of the China People's Livelihood Bank is able to transfer the information of the financing brand to the public and target market as soon as possible, so as to set up and keep an upstanding brand image; to make pointed referencesand provide different financing procts for different types of client servers, thereby to attract more target clients; to advance the overall ecational level of the financing practitioners.

This paper is expected to have a certain help to the Xuzhou Branch of the China People's Livelihood Bank.

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② 高分悬赏，寻求英文翻译高手

Overseas and Hong Kong area of commercial Banks' personal financial management business development In the global economy integration, financial liberalization and modern science and technology development tide in western developed countries have adjustment of commercial bank management strategy, leave no stone unturned to development of the personal financial management business. The personal financial management business scale of bank of the portfolio average 50-70%, business scope covers personal savings, consumer credit, securities and investment funds, foreign exchange and insurance, leasing and financing, personal finance, agent, asset management and financial consulting and so on themultitudinous domain of business [5]. More than 200 varieties of service and profit margins of the total profit of Banks generally 40% ~ 70%. Some foreign Banks in the mixed operation environment, in indivial financial field accumulated a self-sustaining investment experience. As citibank provides a variety of personal financial management services, clients at citigroup, establish a account package available, these financial services include not only credit card service deposit and loan and cars and houses, and also includes conction insurance, stock, bond fund and financial procts. For some good financial customers, bank can offer special indivial investment banking services. Client will own age, asset scale, income, quality of life, the target and risk to bear ability as the personal finance expert told Banks, they can help tailor-made financial plans, but also is constantly adjust deposit, stock, fund, bond portfolios, etc, in order to obtain the best return on investment. If customers don't satisfied anytime draw money. This is a form of bank of pressure, for the customer requirements must bring higher yields. For those who want to have a client, investment of citigroup have set up several special investment account, such as automatic investment account deposit and investment accounts, etc. In Hong Kong, commercial bank of the personal financial management business also widely involved fund of insurance fund investment, savings, financial services, trust, etc. Relative to the long-term, bank deposit returns than inflation, bonds, and surely stock returns, people graally changed to bank deposits for original ways of saving habit, through the commercial Banks provide funds of savings plan and fund investment services, capital effectively into a bond fund, stock fund, guarantee funds and hedge funds and scattered in different areas and instries. In insurance service, commercial bank's financial advisers also according to the customer's needs, in the life, accidents, tourism, property, and other types of insurance services for its selection of appropriate insurance procts and their combination. Meanwhile, Hong Kong also some of the commercial Banks, such as for the next generation custody wealth, avoiding tax, tax arrangements for such trust business services.
Overseas and Hong Kong area of commercial Banks' personal financial management business development In the global economy integration, financial liberalization and modern science and technology development tide in western developed countries have adjustment of commercial bank management strategy, leave no stone unturned to development of the personal financial management business. The personal financial management business scale of bank of the portfolio average 50-70%, business scope covers personal savings, consumer credit, securities and investment funds, foreign exchange and insurance, leasing and financing, personal finance, agent, asset management and financial consulting and so on themultitudinous domain of business [5]. More than 200 varieties of service and profit margins of the total profit of Banks generally 40% ~ 70%. Some foreign Banks in the mixed operation environment, in indivial financial field accumulated a self-sustaining investment experience. As citibank provides a variety of personal financial management services, clients at citigroup, establish a account package available, these financial services include not only credit card service deposit and loan and cars and houses, and also includes conction insurance, stock, bond fund and financial procts. For some good financial customers, bank can offer special indivial investment banking services. Client will own age, asset scale, income, quality of life, the target and risk to bear ability as the personal finance expert told Banks, they can help tailor-made financial plans, but also is constantly adjust deposit, stock, fund, bond portfolios, etc, in order to obtain the best return on investment. If customers don't satisfied anytime draw money. This is a form of bank of pressure, for the customer requirements must bring higher yields. For those who want to have a client, investment of citigroup have set up several special investment account, such as automatic investment account deposit and investment accounts, etc.

③ 理财是什么 英文怎么讲

理财（Financing）指的是对财务（财产和债务）进行管理，以实现财务的保值、增值为目的。理财分为公司理财、机构理财、个人理财和家庭理财等。理财和学校财务管理专业相似；理财英文:Financial management或Financing；“海外贸易”:OVERSEAS TRADE;

理财的范围很广，理财是理一生的财，也就是个人一生的现金流量与风险管理。包含以下涵义：

1. 理财是理一生的财，不仅仅是解决燃眉之急的金钱问题而已。

2. 理财是现金流量管理，每一个人一出生就需要用钱（现金流出），也需要赚钱来产生现金流入。因此不管是否有钱，每一个人都需要理财。

3. 理财也涵盖了风险管理。因为未来的更多流量具有不确定性，包括人身风险、财产风险与市场风险，都会影响到现金流入（收入中断风险）或现金流出（费用递增风险）。

(3)商业银行个人理财翻译扩展阅读:

理财方法

1. 到银行、证券公司理财需开立相应理财账户。一般而言，通过银行开通的理财账户可以办理储蓄类产品和银行理财产品以及基金类产品，大型银行还可通过银行系统购买。由于银行网点分布较广，通过银行渠道开立的投资理财账户可到银行柜台办理。

2. 证券公司开立的理财账户可用于股票（包括A股、B股、H股等）、债券（包括国债、企业债、公司债等）、期货（包括金融期货如股指期货、外汇期货等，商品期货如黄金期货、农产品期货等）等一系列的投资理财工具的投资。证券账户的开立可到各证券公司营业部办理，需要在交易日内办理。

3. 投资公司的手续比较方便，一般只需要提供自己的身份证和银行卡复印件。投资公司也会为客户定制专属理财计划。