Ⅰ 急急急 跪求英文文献 有关银行理财产品的 最好有中英文对照
东亚银行“利财通1”的理财产品的介绍你要么?在境内销售的理财产品人家用中文介绍。东亚银行是港资公司,在国内和香港都有网点(但不同法人,因为国内银行监管等法律法规有要求)。
你可以去查一下这款产品在香港有没有销售,如果有的话就有英文的介绍。
境内的合同如果没有明确约定,中英文理解不同的以中文为准。
你还想要点什么呢?如果详细的话,有些材料几万字都有,关键是看你想干什么。
Ⅱ 跪求 有关于企业财务风险的参考文献 英文的 4-5个
企业财务风险是指在各项财务活动过程中,由于各种难以预料或控制的因素影响,财务状况具有不确定性,从而使企业有蒙受损失的可能性。按财务活动的主要环节,可以分为流动性风险、信用风险、筹资风险、投资风险。按可控程度分类,可分为可控风险和不可控风险。
应答时间:2021-04-22,最新业务变化请以平安银行官网公布为准。
[平安银行我知道]想要知道更多?快来看“平安银行我知道”吧~
https://b.pingan.com.cn/paim/iknow/index.html
Ⅲ 求一千五百字关于财务管理目标(Financial Management)的英文文献以及翻译!
This will be the goal of financial management is to ensure the promotion of the
Operational funds required to achieve the mission of the Organization and to the sustainable
Exhibition. According to the experts pointed out that the profit-making organizations and non-profit organizations in the fiscal
Treasury management objectives on the difference (the following table), but as a non -
Profit organizations, in this financial operation will also focus on security (Flow
Mobility), the long-term stability and development, expectations by a different cast
Financing portfolio, spread financial risk, and the smallest in the financial winds
Danger, the pursuit of a reasonable financial return. This will be the main financial management
To the project, in addition to manage projects and the use of funds, is also responsible for
Long-term financing plan and the recovery of funds management, and short-term vote
Funding. Described as follows:
The use of funds
The funds will be used mainly divided into the Fund and the annual income of two
Points, including funds to cover long-term financing (loans), long-term vote
Financing and credit guarantee business, including the remaining funds allocated or have not yet fixed
Unsigned amount, for the storage of banks, short-term bills, bonds,
Funds, shares and other assets.
The Fund's income from the use of these funds, including long-term
Interest income from loans, credit guarantee fee income and short-term investments to
Into the main branch should be the year for the financial services, international human
Development, technical cooperation, business planning and the total cost, and other expenses.
As at December 31, 2004 only, the overall situation such as the use of funds
The right upper plans:
Long-term financing (loans) case management plan
As at December 31, 2004 only, this will be long-term financing plan
Total 66, the program loan, the loan interest rate, grace period and signed
About the amount of loans, and other major conditions as follows:
Juan Financial Management
Other
2%
Long-term investment
3%
Have been signed
For not moving
The amount of
16%
Unsigned
The Dui
43%
Long-term financing
36%
Long-term investment
59%
Long-term financing (loan) program main conditions
Project average
Loan period (years) 17.67
Lending rate (%) (Note) 3.54
Grace period (years) 5.05
The amount of credits (1,000 U.S. dollars) 7,484
Note: non-small-scale loans
In 2004 the use of funds
Other
23%
More than the current situation
2%
Business Planning
Expenditure
8%
Technical cooperation expenditure
14%
International human
Development expenditures
21%
Financial operating expenses
12%
Management and
General costs
20%
2004 income ratio use
Profit and non-profit organizations financial management objectives of the similarities and differences
- Profit organization's goals of the objectives of non-profit organizations
Shares of great security and stability
The most marginal benefit mission responsibility
Acts of target goals
Social responsibility of social responsibility
Source: Shim, Jae K. & Joel G. Siegel (1997)
Chapter IV of organizational and operational management
73
As at December 31, 2004 only, this Council has signed the financing
Amounted to 400 million 93.97 million U.S. dollars, of which 300 million the amount of funding
63.03 million U.S. dollars, the total amount of principal repayments for the 100 million 64.04 million U.S. dollars;
Fixed rate of 73.49 percent for, principal repayments rate of 33.21 percent.
Observation of the long-term financing plan will be signed over the years accumulated amount (dection
In addition to the amount of cancellation), and the amount of funds on account of the changes (as above),
Can be found both for signing, funding and principal payments, showed a
Slowly growing trend, with the signing of the gap between the amount of funding,
Dynamic is illustrated in a year to improve conditions for the phenomenon.
This will provide more Yundang the quality of the assets, depending on asset class
If other receivables, long-term lending and collection, and other subjects mentioned money
Allowance for doubtful accounts are prepared, as at December 31, 2004 only, accounts out
Allowance for doubtful accounts for the balance of 300 million NT 1,528 million.
Case management of short-term investments
In order to maintain a long-term stability of this source of income and to meet instry
Treasury characteristics, capital of the first re-use of safety and mobility, taking into account
Value-added revenue, in 2004 the short-term investments for banks to asset allocation
Deposit, bonds (including government bonds, financial bonds and corporate bonds, etc.)
The main assets and bills, the Board authorized another 500 million U.S.
Yuan limit, some professional bodies appointed by the full commission operation.
As at December 31, 2004 only, short-term investments of the assets allocated
Purchase of the following plans. In the past year, when interest rates since the calendar
History of low upward reversal, in order to avoid bombs or interest rate risk, maturity
1996
Signing of
Dollars (100 million)
Allocation of principal payments
1997 1998 1999 2000 2001 2002 2003 2004
5
4
3
2
1
0
()
Stock
2%
Coupons
10 percent bonds
30%
Survival
2%
CDs
56%
Cash
0%
Signing long-term financing plan for funding and principal payments accumulated
Short-term investments of asset allocation ratio
74
Of the first temporary storage in the bank CDs, so obviously the proportion of CDs
High, will look to the future as interest rates rise graally adjust the asset allocation
Home proportion.
And from the next calendar year will map the actual short-term rate of return on investments, and
The one-year bank interest rates, can also be found through the above-mentioned
With the allocation of assets, has effectively will be the overall short-term fluctuations in investment income
The rate slowed down, and short-term investments in the year to maintain the yield on one-year
Bank interest rates above the standard.
Future
This will be the last major asset investment of NT dollar and U.S. dollar assets,
Based on the actual needs of borrowing countries and spread the risk of exchange rate considerations, not
Will be to meet business needs a different currency, to enhance the funding will
The proction value of stability. In fact, the relevant laws and regulations governing repair funds
After the change, the assets of the future will be towards a more diversified use, depending on the whole
- Economic performance in different parts of the appropriate distribution of assets to achieve the full
San risk purposes.
0.00%
2.00%
4.00%
6.00%
8.00%
1997 1998 1999 2000 2001 2002 2003 2004
One-year bank interest rates on short-term investments yield
Over the years the actual investment income and short-term interest rates on one-year Comparison
Ⅳ 什么是公司理财(英文版)
《公司理财》根据乔纳森·伯克和彼得·德玛佐合著的CorporateFinance改编而成。全书以“一价定律”为主线贯穿始终,涵盖了公司理财的脉络、主题和进展,内容涉及套利与财务决策、财务工具、资本预算和证券估价、风险和回报模型、资本结构、投资项目和公司的估值、期权、长期和短期融资、并购、公司治理、风险管理以及国际公司理财等专题。《公司理财》既注重理论阐释,又强调教与学的方法,全面反映了现代公司理财研究与实践的进展,易于读者的学习和把握。《公司理财》通过一价定律和估值原理,将所有理财决策极其紧密地串连起来,形成内在一致的逻辑链条。内容安排次第铺开、共生互动,每一篇章的中心清晰而稳固。《公司理财》适合作为财务、金融或相关专业本科生、研究生,以及MBA、MPAcc的公司理财课程教材,它涵盖的财务论题和深度也足以作为更高层次课程的参考书。《公司理财》还适合财务、金融相关领域的从业者阅读。《公司理财》同时配有中文翻译版。
Ⅳ 关于企业财务分析的相关英文参考文献
1、Christian Gollier. Discounting an uncertain future .Journal of Public Economics, 2002
2、LEBAS MICHEL,EUSKE KEN. A Conceptual and Operational Delineation of Performance .Business Performance Measurement Theory and Practice. 2002, :89-93 .
3、 Charles T.Horngren.Introction to Management Accounting.Prentice Hall.1998
Ⅵ 求一篇关于理财产品的外文文献(不是中文英译的) 字数大概8000左右的,翻译成中文大概2000-3000的样子
建议你去中国知网找 那里的文献是最全的 我现在考研也去那里下载论文文献
1、打开中国知网
2、点击外文文献 分类是主题
3、输入“financial procts”(理财产品)
4、按检索 就有超多文献的了
中国知网只能用学校网络和各地大型的图书馆网络才能免费下载文献 普通网络是要付费下载的
因为搜到的结果太多了 不知道你自己要哪一篇 我还有十多天才能回学校 你如果急的话可以选择付费下载
Ⅶ 谁能帮忙找一篇关于中小企业财务创新的外文文献,最后还带中文翻译的..急
( 三) 注重项目的可行性, 努力降低投
资风险一个投资项目要有好的回报, 涉及多方面的因素: 首先要投资方向适当, 其次要投资时机适当, 再次要适合环境变化。项目建成后还需管理科学, 经营良好。任何一个方面的问题都有可能使支出增加,甚至使项目的预期呈反方向发展, 造成巨损失, 使企业陷入困境。因此, 企业在行投资决策时要识别风险, 判断风险, 决经营管理策后进行风险管理, 规避风险, 从而获得最大的投资效益。
1.在投资立项上要进行管理与控制对投资立项的可行性研究, 必须坚持
实事求是的原则。通过对市场的分析, 研究产品的销路和发展趋势, 工艺流程和技
术数据, 预测产品的销售价格、成本和盈利以及规避这些风险的措施。此外, 还可
以对该项目进行不可行的研究分析, 从不同角度和不同意见中分析利弊得失, 从而
取得比较切合实际的可行性研究结论。.在投资项目管理上要进行分析与控制项目投资以后, 必须加强对投资项目的跟踪管理, 不能以投代管, 投资后不闻不问, 放任自流。要充分了解投资对象的经营情况, 发现问题尽可能解决在萌芽状
态中。3.努力降低投资风险, 稳健理财, 切忌盲目扩张和分散投资中小企业强烈的成长意愿与技术开发能力、市场开拓能力及管理能力之间的矛盾, 决定了其理财思想须较大企业更为稳健, 切忌操之过急, 盲目扩展。首先, 要避免将流动资金全部用于固定资产投资,这样很容易导致营运资金周转上的紧张。其次, 要避免盲目多化经营, 不要把资金投向与本企业完全无关和管理者不具备知识、经验的领域。因为分散投资很容易导致原有经营项目上营运资金周转的困难, 而新的投资项目又不能形成一定规
模, 缺乏必要的经营能力和管理经验, 无以建立竞争优势。
有了投资前的科学论证, 投资后的跟踪监督, 加强管理, 再加上提取一定的投资风险准备, 可以使企业在投资活动中有效地防范风险, 取得较高的投资回报率。
( 四) 改善金融服务, 加强信贷支持1.建立现代企业制度, 健全治理结构当前, 我国中小企业普遍存在财务制度不健全, 财务报告真实性与准确性较
低, 银行利益难以保障的现象, 这些都是由企业治理结构不健全所致。而建立现企业制度, 提高自身素质是解决中小企业贷款难的重要途径。应推动中小企业制度的多元化和社会化, 实现治理结构合理化。对国有中小企业实行积极的退出战略, 走改制重组道路; 对于集体企业要推动产权改革, 明晰产权关系; 对私营企业要引导资本社会化方向, 改变家族化管理方式, 吸收现代企业制度和管理制度的要
素。在当前, 高科技中小企业应积极利用我国即将开放创业板市场的有利时机, 加
大企业改制的力度, 尽快与国际惯例接轨, 创造上市条件, 以便获得更好的发展机会。2.深化银行改革, 完善金融企业制度要把商业银行改造成资本充足、内控
严密、运营安全、服务效益好的现代金融企业。在此基础上简化其审批环节, 开发
信贷品种, 提高服务水平, 以满足中小企业合理的资金需求。
3.建立中小企业金融机构我国存在大量中小企业, 但是缺乏专门为中小企业服务的银行, 商业银行不仅与中小企业之间存在着严重的信息不对称, 而且难以对中小企业资金融通给予政策支持。因此, 建议建立政策性和商业性的中小企业银行, 专门扶植中小企业发
展。政策性银行将主要解决中小企业在创业过程中和固定资产方面对中长期银行
贷款的需求, 对需要扶持的中小企业发放免息、贴息和低息贷款; 商业性中小企业银行, 可由城市合作银行或者城乡信用合作社改制而来, 充分发挥这些区域性银行对当地经济情况比较熟悉的优势, 为中小企业服务。中国人民银行应降低中小金融
机构的市场准入条件, 支持民营资本控股或参股地方的金融机构, 以增加地方性金融机构的商业化程度。同样应指出的是,中小银行必须是真正的私人银行, 要割断其与政府的任何联系。4.大力发展中小企业的直接融资( 1) 拓宽中小企业特别是高新技术中小企业股权融资的渠道。要积极发展资本市场, 尽快建立符合中小企业融资特点的创业板市场, 努力营造上市环境, 选择有
条件的新成长的中小型高科技企业, 经过一段时间的“孵化”, 进入创业板证券市场进行融资。同时, 积极推动中小企业的股份制改造, 发挥股份制融资功能, 采取改制、兼并、联合等多种形式, 吸收民间资本、私人资本和外资进行参股, 对于具有一定控股实力的中小企业, 可以向外资转让股权, 在产权清晰、责权明确的条件下,借助于多元投资主体上市在股票市场进行融资, 逐渐使中小企业经济规模壮大,向大型企业、企业集团、集团公司、跨国公司发展。
( 2) 试点设立中小企业产业投资基金、高新技术风险投资创业基金, 增加中
小企业的资本金实力。目前, 我国的基金发展已基本具备了必要的条件。但是, 创业基金时, 首先要选择管理水平较高的投资基金管理公司充当基金管理人, 其
次基金应采取封闭式模式, 再次应大力发展证券交易场所的场外交易市场, 以解决
创业基金投资股权的转让困难问题, 增强其流动性, 吸引投资者。5.培育良好的信用环境中小企业融资时刻离不开“信用”二字, 没有良好的信用文化和健康的信用环境, 中小企业融资很难顺利开展。针对目前社会信用淡薄的问题, 应尽快建立健全中小企业信用体系, 加强信用文化建设。应建立中小企业信用信息平台, 开设政府管理的企业信息网站, 把各企业的信用状况公之与众, 实现中小企业信用管理监督社会化。还应加大对企业违约的惩罚力度, 增加违约人的违约成本, 严肃惩避银行债务的企业及其负责人。
参考资料
1. 王化成, 程小可: 《高级财务管理学》, 中国人民大学出版社, 2003;2.陆正飞: 《企业发展的财务战略》, 东北财经大学出版社, 1999;3.雷蒙德.戈德史密斯[M].浦寿海译:《金融结构与金融发展》, 上海三联书店,1995;4.沈彩虹, 沈教军: “关于拓展中小企业融资方式的研究”, 《财会研究》2005,第1 期
Ⅷ 急需一篇关于财务公司的英文文献
有题目么?
还是随便一篇就行?
Corporate Financial Strategies for Global Competitiveness Original Research Article
European Management Journal, Volume 19, Issue 6, December 2001, Pages 659-669
Trond Rand?y, Lars Oxelheim, Arthur Stonehill
可以么?
企业财务管理大约起源于15世纪末16世纪初。当时西方社会正处于资本主义萌芽时期,地中海沿岸的许多商业城市出现了由公众入股的商业组织,入股的股东有商人、王公、大臣和市民等。商业股份经济的发展客观上要求企业合理预测资本需要量,有效筹集资本。但由于这时企业对资本的需要量并不是很大,筹资渠道和筹资方式比较单一,企业的筹资活动仅仅附属于商业经营管理,并没有形成独立的财务管理职业,这种情况一直持续到19世纪末20世纪初。
筹资财务管理时期
19世纪末20世纪初,工业革命的成功促进了企业规模的不断扩大、生产技术的重大改进和工商活动的进一步发展,股份公司迅速发展起来,并逐渐成为占主导地位的企业组织形式。股份公司的发展不仅引起了资本需求量的扩大,而且也使筹资的渠道和方式发生了重大变化,企业筹资活动得到进一步强化,如何筹集资本扩大经营,成为大多数企业关注的焦点。于是,许多公司纷纷建立了一个新的管理部门—财务管理部门,财务管理开始从企业管理中分离出来,成为一种独立的管理职业。当时公司财务管理的职能主要是预计资金需要量和筹措公司所需资金,融资是当时公司财务管理理论研究的根本任务。因此,这一时期称为融资财务管理时期或筹资财务管理时期。
Enterprise Financial Management about originated in the late 15th century early 16th century. Western capitalist society is in the embryonic period, the Mediterranean coast of the many commercial cities by the public shares of the business organizations, shares of the shareholders are businessmen, royalty, ministers and citizens. Commercial shares economic development objectively requires enterprises reasonable forecast capital requirements, the effective raising of capital. However, when business is not very capital requirements, fund-raising channels and relatively simple means of financing, corporate financing activities only in business management subsidiary, and did not form an independent financial management career, which continued until the late 19th century In the early 20th century.
Funding period financial management
19th century and early 20th century, the Instrial Revolution for the success of the enterprise scale continues to expand, significant improvements in proction technology and the further development of instrial and commercial activities, the rapid development of the joint-stock companies, and graally became the dominant form of business organization. Shares of the company's development has not only caused demand for the expansion of capital, but also the ways and channels of financing for a major change, and the enterprise fund-raising activities has been further strengthened, and how to raise capital to expand operations, become the focus of attention of most enterprises. Therefore, many companies have set up a new management sector - financial management, financial management from the beginning separated from enterprise management, as an independent professional management. At that time the company's financial management functions of the projected funding requirement of the necessary funds and financing companies, financing was the company's financial management theory on the fundamental task. Therefore, ring this period known as the financing period of financial management or financial management funding period.
现在都去读AIA国际会计师公会了啊,有小伙伴们去免费领他们的词汇手册了吗?2013/12/19 10:21:46
Ⅸ 急求一篇关于财务公司的英文文献
Enterprise Financial Management about originated in the late 15th century early 16th century. Western capitalist society is in the embryonic period, the Mediterranean coast of the many commercial cities by the public shares of the business organizations, shares of the shareholders are businessmen, royalty, ministers and citizens. Commercial shares economic development objectively requires enterprises reasonable forecast capital requirements, the effective raising of capital. However, when business is not very capital requirements, fund-raising channels and relatively simple means of financing, corporate financing activities only in business management subsidiary, and did not form an independent financial management career, which continued until the late 19th century In the early 20th century.
Funding period financial management
19th century and early 20th century, the Instrial Revolution for the success of the enterprise scale continues to expand, significant improvements in proction technology and the further development of instrial and commercial activities, the rapid development of the joint-stock companies, and graally became the dominant form of business organization. Shares of the company's development has not only caused demand for the expansion of capital, but also the ways and channels of financing for a major change, and the enterprise fund-raising activities has been further strengthened, and how to raise capital to expand operations, become the focus of attention of most enterprises. Therefore, many companies have set up a new management sector - financial management, financial management from the beginning separated from enterprise management, as an independent professional management. At that time the company's financial management functions of the projected funding requirement of the necessary funds and financing companies, financing was the company's financial management theory on the fundamental task. Therefore, ring this period known as the financing period of financial management or financial management funding period.
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